This is perfect my plan is working just as I planned last year.
I bought house for half mill and now its loss 30k to 40k
I still have a job
my wife doesn’t because her workout routine is too strenuous
I’m still making my payments
all I have to get modified…
and this is no problem I have charge up all my credit cards like crazy and bought a new car right away and put my kids every damn sport available increase digital cable bill to the tilt with every channel I could get, and increase my bandwidth DSL to the limit…the list goes on
So basically I need counseling to help get my spending under control
Oh yeah almost forgot I bought a Dog to help on my drunken walks..
OK so now I get my interest rate lowered and take 30 k off the top of my mortgage?? Everything ok and I should be out of rehab in a couple months