This IS EXACTLY how the “race to the bottom” gets started.
I certainly wouldnt put it in your 401K or the market in general, thats a rigged game too, Lots of very smart people are expecting some SERIOUS declines by year end…I mean real serious declines. CD’s if anything.
Did it ever occur to you during the last refi or even during the original purchase, that its WAY over valued ?
I sold everything I owned in SD real Estate in 2003, I happily rent now. In my book and at my age, ANYTHING that seems too good to be true…..Usually IS.