There’s been numerous discussions about them on this board. In short, with the exception of Rich, most financial planners just want to make commisions or fees for so-so, sheeply advice that every other financial planner is doing. In fact most “advisors” don’t want to talk to you until you’re willing to let them “manage” around 100k. If you’re into the standard “diversification” approach, it’s not that hard, and you could do this yourself, and regular balancing each year. $25k is probably not worth most financial planner’s time.
