Are you paying cash OR getting a loan ?
Is there a 2nd or HELOC on the property OR just a 1st?
Your loan process cannot officially start until
you have a fully executed purchase agreement signed by all parties. The typical timeline for a purchase loan from origination is about 30 days, depending on many factors that are out of your control. Escrow companies that they use are often
overwhelmed. Always best to have buyer’s choice of escrow rather than seller’s.
One hang up with short sales is the the ability of the signing party/investor to prove that they have the authority to sell the house.
It’s often an LLC or similar, and the signer needs to prove to underwriter that they have authority.
The deed is in the current owner’s name, their signature will be required as well.
1 month isn’t likely unless you are paying cash.
*HLS
