There are many excellent tenants that have power these days.
People forget that many things are negotiable.
Some landlords today would love to have a multi-year tenant with a lease. It gives them some security that they will have income. Their loan increase isn’t your direct problem.
If I were going to rent today, I would ONLY agree to being compensated for having the property shown AND a set fee if property was sold during my tenure.
Another option is just reduced rent, but I’d rather have cash to move. I would offer that to a tenant if I was considering selling.
Leases are written to protect the landlord in most cases. State laws can supercede them. A lease is a contract and negotiable before you sign. There is always room to write in additional terms 😉
You can ask for a multi-year lease with compensation too.
It never hurts to ask.
It can be harder to get rid of a tenant than an employee.