The Vehicle code he is using is for “speed contest,” so I doubt he is chp, they hate telling the parents their kid is dead after racing, no glory or inside joke in that.
I followed your other threads and I know your temptation with what is really a good price but you have to look at what TemekuT said about the property taxes, you are screwing yourself by adding 25% to your property taxes (which at 1.9 to start and 2.5 after the scam is a lot of money, year after year).
The only thing I can say is that if you have been renting and haven’t saved enough for a down payment, this is going to put you under, which is exactly why subprimes imploded. The reson 23109 is a law is to protect teens from killing themselves and there is a reason that banks want you to be able to afford a loan. If you are able to pull this off in the end the bank may lose a little money but the bank will still be there and the banker will still have a house, you on the other hand will have ruined your credit and be without a house. You found your way to piggington so you have to be smarter than the knuckleheads being interviewed in front of their homes by the media doing stories on foreclosures. Those “victims” and the legistlators rushing to their aid are claiming because someone let them buy a house they couldn’t afford then it has to be that someone’s fault.