The thing about Provident is – they have very low rates and only deal with the most prime borrowers. They expect to get top dollar for their loans when selling them and as such work their customers to death getting details in order. When we signed our Provident docs, the public notary was incredibly detailed. Told us that he goes overboard on Provident signings because they often send him back to have documents resigned if the signatures aren’t identical, or if one person dates one document 1/1/2013 and another one 1-1-13, etc.
You can’t have it both ways – a great rate and an uncaring, non-particular lender who will loan to just anyone.
They are exactly the opposite of the lenders everyone complained about in 2006.
