The DT condos that are $1300 have resort amenities beyond just a pool. I assume you mean the marina district ones. They are for active seniors mainly who actually are home all the time and use them.
One large cost can be 18 or 24 hour doormen. It really is a nice feature IMO.
Taxes and insurance on a 420k condo will be more like 410/mo if owner occupied and a tad higher for a rental.