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The 2 terrorists in the San Bernardino attacks had a prosper loan:
http://www.bloomberg.com/news/articles/2015-12-08/prosper-said-to-arrange-loan-to-san-bernardino-shooter-weeks-ago
Another concern is people getting loans and just ditching/leaving the country.
Not a loan, but I knew some Asian foreign students did this with their credit cards back in the day…