That’s my thinking, Flyer. The insurance isn’t totally objectionable, but this “additional insured” business leaves a bad taste in my mouth.
I did just re-re-read the lease, and I do have an obligation to comply with requests that prevent landlord from losing insurance and/or that avoid an increase in premiums…I guess if I really wanted to go to the mat, I’d ask for documentation from the carrier that shows the premium situation and exactly what the carrier is requiring of tenants.
I normally wouldn’t sweat this actually, but the landlord has made some recent decisions with regard to the neighbors that have put my guard up. It’s unfortunate.