That return was since I started 20 years ago. The first 10 years included the great recession/crash of 2000 and 2001.
So I guess the question is… Which is more a likely outcome. Guessing when you can time the markets to get in and out before the peaks and valleys hit.. Or just leaving it in there a long time until you actually need the money….
And besides, like I said $260/month every month over 20 years…$260/month!!!! That same money, the average stupid american would have spent it on a stupid new iPhone and macbook which ROI would have been eventually $0…. or 3 tanks of gas for their overly large SUV….
I’ll take the brain dead approach for this small part of my net worth…..Meanwhile, there’s other sources of income….