Thanks to everyone for the replies. I’ll look into Rancho Carrillo.
I’m not actually a potential buyer yet. In fact, I was the one who talked my wife out of buying now (not easy with someone in a nesting mode). I’m looking at the fall of 2009 at the earliest. This being a huge decision, I just want to get started now and make sure we know what’s available. I don’t want any regrets after this purchase.
I’m looking at houses in the 800k-1m range, hoping they will be at a more manageable 500-700k in a few years.