Thanks for the wise advice. Thats exactly what I am doing right now. I invest in my work 401k and also in CDs and money market funds. I am keeping debt as low as possible and costs down. Rents are high like my 1 bedroom apartment costs me 1,000 per month in Point Loma but its high everywhere now all over in San Diego county. Still cheaper than a 3-4k mortgage for a tiny 1-2 bedroom condo so not missing much right now. Even with tax breaks not worth it since prices are falling already. I see a lot of homes in Ocean Beach with reduced price signs that have been on market for 5+ months and cannot sell for the ridiculous prices. Example was a 3 bedroom 1 bath 900 square foot home that was priced at 640k. I would never pay that much for a tiny home.
