Thanks every one for your advice and support, the seller accepted my offer. Now I am doubting myself on whether the offer is $10-$20K too generous. But I really like the place and everything about the house feels right and I plan to stay here a long time so it is OK I guess. I just need to get the loan done and I don’t expect any problem with qualifying.
Is there any government (state, local, federal) grant, tax break that I should be aware of as a first time home buyer?
