Thank you! You have a better way with words than myself and I agree with everything you say. Comments like “prices WILL drop (fill-in the blank)% are utter nonsense. No one knows what is going to happen. I for one am constantly amazed by the market and how long/how well it has held up. Like everyone else here I am a housing bear who just happens to have a front row seat. I will not let what I hope will happen get in the way of my analyzing what is happening and encourage those that are letting their hopes guide their opinions to open up their minds to competing theories.