Thank you for showing by the numbers that it really does take 150K for a middle class life in San Diego.
Tell you something personal. I lived in San Diego with my wife, but no kids. Our family income was about 150K.
We barely had a middle class life. My wife drives a corolla. We shop at Target, and often at Wal-Mart. You get the picture. We have a happy middle-class life.
Now my extended family all up in Minnesota where I grew up, will never understand how $150K is middle-class for a family in San Diego.
I look at it this way, a Minnesota middle-class income (say $70K or $80K), only earned in San Diego will pay for a “middle-class” family life, living right in the heart of Chula Vista or a bad part of Manilla (Mira) Mesa, or the run down parts of Escondido
Then you’ll have bullets zipping by your house (or thru your house!). Is that a middle-class life?