[quote=teaboy][quote=flu]I’m out..Period. Of the remaining 10%, 5% is in physical metals.
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Flu, out of interest what % cash were you before you went 90%? I went from 100% equities to 50% cash / 50% equities (S&P500 ETF) about 3 months ago.
I have been considering selling some more equities to go 75% cash but that would require paying cgt (+ transaction costs) so i’ve been procrastinating.
I’ve not had much luck with timing the market previously, so my default position is to stick to time in the market.
But, you’ve been fairly prescient in the past.
Do I hold and risk regretting not selling or sell and risk regretting not holding?
in two minds,
tb[/quote]
I was slightly less than 50% in the stock market already. The bulk of it was in index funds that tracked dow, s&p I’ve had for a very long time that I normally don’t touch.
I don’t know. Perhaps I am over reacting. Maybe by next Tuesday it won’t matter. I personally don’t think we will see too many more positive events for the rest of the year to push the markets higher. And any unexpected negative news I think will just be magnified. My transaction costs were $0 for index funds, and 9.95 from Schwab. So it wasn’t an issue. The only issue is I am locked out from.vuying back those index funds from the same account for the next 90days. There are ways around it though.
I did not touch my kids 529 account. It’s split equally 3 ways between domestic stock index, inflated protected short term bonds/treasuries, and international stock index
