[quote=spdrun]If the bills were incurred when the kid was under 18 and thus unable to legally sign a contract, could the kid say “fuck you, I’m not paying” upon his 18th birthday?[/quote]
I haven’t researched what happens if someone doesn’t “buy” Obamacare and gets sick/huge hospital bill…
If it was as simple as paying a fine and then buy insurance once you get sick, then everyone would do that and not carry any car/home/fire insurance, etc…
If a young adult can pay 100-200 or a low amount with tax credits which any low income person would qualify for, just pay and get the insurance so you won’t have to fight the massive legal fight to remove/zero out some huge medical bills.
It’s just not worth it and will be a financial drag far more than the few hundred you need to pay. Families, coverage is more obviously.
For the < 18 year old, they'd probably qualify for medicaid/medi-cal in CA if no/low income so they pay little or zero anyways...
Again, do the research, but from what I've seen now and for my case, Obamacare looks to be a winner.