So the loan closed on Wednesday. Glad it was a refi. Communication not great but they closed on time and if they didnt it was on them. I still havent gotten a formal message from them that I closed but I verified on the phone.
Rate was 2.625% on 30 year fixed. I’ll still make old payment plus a few hundred most months if not more – making payment what it wouldve been on a 15 year.
Wasnt worth an extra 0.125% to do 15 year. Required payment down almost $500/month so if I need to finance an invesmtnet property or two later my ratios will be better. When I did the last refi in late 2013 at 3.125% I thought that was my last one. This should be but I guess never say never
