sms I have had it happen twice now on short sales and in both cases the bank repriced to the appraisal. As long as you send them the appraisal to review you have a chance. Better then not trying at all right? So yes your bidding is in place to get in first position. If the appraisal comes in low you at least have strong ammo to try to get the bank to roll over. If the appraisal comes in at sales price you can back out of the deal or move forward.
