[quote=SK in CV][quote=bearishgurl][quote=SK in CV][quote=bearishgurl]
Ditto for the rest of the states.
So this makes the ACA “successful” because it managed to get so many more people “covered” into “expanded” Medicaid/Medi-Cal :=0[/quote]
Yes, exactly. Not a dirty little secret. That was the goal. Get people access to health care. You really have a problem with that?[/quote]The ACA was “touted” by its supporters as “You can keep your healthplan” and, “you can keep your doctors.” Both of which were outright lies because those in-the-know excluded the fact that many carriers wouldn’t want to have anything to do with it, nor would all the best providers.
The ACA was presented to the masses as “healthplans you purchase,” NOT Medicaid! In CA, the expanded Medicaid program is nothing but a snare for the middle income, asset rich individual over the age of 55 who does NOT want to be on the (overburdened) Medicaid/Medi-Cal system … whether or not they have significant assets to lien. These people have been paying their own bills all of their lives and do NOT want to be on “forced public aid.” Especially a program shoved down their throats as “mandatory” to join but oh, we forgot to tell you that your $630 month “dues” will be deferred until after your death so no worries :=0
Many in this segment don’t need a high income and don’t wish to withdraw large sums from their retirement accounts as early as their late fifties and early sixties if their homes are paid off and they have monthly pension(s) coming in. Yet the Covered CA snare into Medi-Cal seems to be affecting those who have an AGI under about $33K (after writeoffs are taken). Many in this (now dicey) group are finding themselves duking it out with CC up to 4x year, continually “proving their incomes” to keep their coverage … until a few months down the road when they’ll be asked to prove it again.
This is my main beef with the “system” in CA. Add to that the general incompetence of CC staff and it is a recipe for disaster for those who paid their premiums on time and thought they were covered but actually are not and end up needing to access care during the times they were “bumped” from their plan.[/quote]
Because you thought the ACA was one thing, doesn’t mean that’s what it was designed to do. It was designed to get people coverage. It succeeded. If you only remember hearing “you can keep your plan and your doctor if you want to”, I suspect it’s because that’s a really convenient criticism of a black president, and you never actually heard those words until they were proven to be a mistake. If this sounds to you like I’m accusing you of being a racist, no apologies. It is what it is.
As I’ve said at least twice before, nobody is required to get Medicaid coverage. Nobody is required to disclose financial information. That’s all voluntary. And it’s not income after deductions. It’s modified adjusted gross income. That’s before deducting things like home mortgage interest, property taxes and charitable contributions.
Apparently, you and the people you’ve been advising on how to do it, have a horrible advisor who has no idea what they’re doing. If you did, you would never get wrapped up in the Medicaid issue.[/quote]
Of course, I/we already know all this. This rest of this is hogwash. And for the record, I voted for a (so-called) “black president” …. twice in the last decade. I was actually registered as a Dem from about 1987 to 2012 and am currently registered as an independent and currently leaning towards Cruz or Sanders, should either of them get the nomination.
It looks like “you people” in AZ overwhelmingly voted for Trump and Clinton in your primary …. sorry if that fact disturbs your delicate sensibilities. Go figure :=0
