just buy insurance. It’s cheaper, simpler, and probably more effective.[/quote]
Actually I’d love to just buy a homeowner’s policy under my own name. The only thing I worry about is if there is some major loss like a fire, I would just want to make sure an insurance company doesn’t try to weasel out of paying because my name isn’t on the title deed. I’d have to have it in writing they understand the situation.
Really I’m not worried about any loss except to cover a fire since I know wildfires are a concern in some areas.