Similar reasons – I have a site visit this week with Sunrun (Costco) solar.
I’m getting about a 14kWh system. No out of pocket costs with the Costco membership & will finance at 1.49% for 20 years. It doesn’t make any sense to pay cash for it. It works out to be less than $150 per month, which is less than any monthly electric bill I had last year. Last 12 months was $3.4K with SDG&E – it makes sense to go solar.
Could get by with a smaller system, but will buy an EV this year & imagine both me & wife will be driving EVs by the end of the decade. Thinking ahead & future proofing. Did not opt for the battery wall. I can add it on later for about $10k, but I think most EV’s will have that capacity to power houses in an outage (or peak hours in the evening) later this decade.
Timing is right for me. 1.49% is less than inflation, so no urgency in paying it off.