Seems like you made up your mind even before posting this thread. since you got it all figured out, I’d say go for it then. Good luck. Hope you get whatever you’re trying to get out of arbitraging 3 months worth of mortgage.
I didn’t say you were a moron, it’s pretty obvious you aren’t. But since no one should be 100% invested all the time, I’d figure you would have some invested and some in cash for emergencies and you would adjust that percentage based on the prevailing economic climate as most rationale people would do, and those extra 3 months are almost like needles in a haystack.
But if you just sort of have sour grapes that some people are getting a bailout and you feel like somehow you are losing out if you don’t try to grab some of these forbearance bailout, as it sounds like in your last post, and you will be upset that other people got something and you didn’t, then maybe it’s worth it for you to do it since it seems like it would make you happy that you got some cheese.
I don’t know what you are really trying to accomplish here, since you don’t seem to need the 3 month of deferred money. But do what makes you happy.
