[quote=sdrealtor]Dont know about elsewhere but very few properties I see around SD go to FHA buyers particularly those getting big credits back.[/quote]
So who exactly are you seeing get large credit back?
I am definitely seeing many REOs go to FHA. The credit back isn’t often put in the MLS from what I have seen even though there are fields for it due to laziness. Unless there is just no credit backs happening (which I doubt).