[quote=sdrealtor]Actually the home warranty is more to benefit the seller than the buyer. Its a bit of insurance for non-disclosure of problems. In essence the seller says, here is everything I know about the property but if something happens you think I did or should have known about call the home warranty company not me.[/quote]
Excellent perspective. However, that warranty protection is illusory for the seller, also. If the buyer encounters a large scale problem that the warranty company does not cover, they may pursue the seller anyway.