SDcellar. I effective am pulling it off with my student loans. Pulled 60 k out to go to grad school at 2.77%. fixed the rate at 2.875. I got $2000 back for consolidating with my lender and making a single payment. I recieve a .25 % rate reduction for auto pay and 1% reduction for 36 month of on time payments. That gives me a rate of 1.625 to work off. My company reimbursed me for the majority fo my grad work. I have had roughly 50% of that money in money market accounts and have invested the rest over the last 3 years. The 30K invested has earned about a rate of return of about 14% annually. I put some money into Cohen and Steers REIT and Some into Schwab International funds. This type of circumstance is clearly not the norm but the reality is that there are opportunities that often time present themselves.
