SD, I’m not going after the place I’m renting, I found a realtor locally with time on their hands and will write some 20% off asking lowballs on a few reo’s listed in the mls already (and have been sitting with no offers for a while). They are aware that I’m not going to let things counter up far from my offer. If todays expedition into the the interior of these places pans out, I’ll hook up the HLS, get the 30 minute approval and be able to submit that with the lowball, I want to dangle a sure thing in front of the guy/gal at the REO desk because I am asking for a screming deal. I’m trying to fast forward the banks and going for some 2001 price offers. It amounts to less than a $100 a square. If they bite, I’ll be out of here in a month and leave paid rent on the table but I don’t care because I will have pulled a 50% discount from 2005 prices, It’s all I’ve ever wanted. With regards to my current pad, I won’t push it, I will likely be out by the time of the trustee sale, I’m a nervous nelly. Just to time it so I don’t have to look for interim housing, if the banks don’t fall for my Jedi mind trick, I’ll have to go with at least a six month lease somewhere and resume shopping in September 2008. Either way I wont die.