I am probably in your camp more than you think. I am all for 100% financing if and only if I have that money sitting in an account and it simply becomes a point where the bank or lender is giving it away. This doesn’t happen often but it happens. Otherwise I am not going to recommend going a 100% just to get into something. That would not be my recommendation.
Here is the flip side to the equasion. IF you had 100K invested in a variety of investments would you go and liquidate all investments just to avoid having to borrow. Again you would probably say it sort of depends on what I am earning on my investment and what the bank is going to charge me.
