[quote=Scarlett]
In short sales succes stories with <20% down, what was crucial factor for success? For example, the speed at visiting the property after it hit the MLS & making a decision & offer - how long was that? Other factors (beside the pre-approval with a serious lender)?[/quote]
I don't think that success with short sales depends at all on the amount you put down.
If you want to get a short sale, you need to make an offer that is low enough for you to like and high enough for the bank to approve, and you need to stick around long enough for your offer to make it through the system.