[quote=Scarlett][quote=AN]But it’s possible if one strive to achieve it. Having kids is only expensive if you want it to be. They don’t need brand new clothes, hand me down would do just fine.[/quote]
Hah! For 15 years one would dress his kids in hand-me downs, when they have 150K HH, you think? maybe only when they are little…Never mind clothes, diapers, toys, books, activities, after-hours care. Daycare, now that costs on average $1000 per month, for the first 5 years. And college funds – a few hundred month per kid.
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I think I already got beat up by fashion mavens like flu for not buying Childrens Place, Gymbo, etc clothes for my kids. LOL.
And I would put college fund savings in the overall savings catagory. I fund my kids 529’s and in my book it is still savings, even if it is designated.
I would agree that it’s hard to save a lot when the kids are in preschool… daycare expenses in San Diego are outragious. It was like getting a raise when my youngest went to kindergarten.