[quote=scaredyclassic]
But people do have control over being prepared for bad times. Its shocking how overextended people I know are.[/quote]
Yes, but this is America. Buy now pay later. You are a miser, as I’m pretty sure most people on this board are. But, that’s like 20-25% of the population.
The 75-80% of the population that cannot manage their finances creates a lot of opportunities for the rest of us. If the majority of the population were to actually act like we do, businesses would not nearly do as well as they do here in the states. That’s how’s its been, that’s how it will continue to be.
There are some people that just have bad luck, those people are unfortunate. But those aren’t in the majority.