scaredy, a cursory Auto Trader check of Accord EX-L (FULLY LOADED model) private party sales within 50 mi of Temecula (most in the OC) reveals these avail vehicles … for starters.
2006-2011 model years asking $14,900 to $25K. Ironically, some of the ones claiming the lowest mileage are the oldest model years! Why play games and haggle over $600 when you can have a fully loaded model where someone else paid for all the extra goodies and dealer prep?
Hint: when a PP vehicle-seller has a lien, you can get pre-approved at your bank or cc for loan in advance (if you wish to finance) and go to their lender (if local) to get their payoff from the horse’s mouth and pay them directly to consummate the transaction or arrange a wire transfer from your lender. OR, you can do the transaction from your bank during a biz day where your banking officer can get a faxed or telephonic payoff amt from the seller’s lender. The seller’s lender will then mail you (or your lender) the title in a few business days.
A PP seller often needs to get out of their vehicle loan ASAP for various reasons. Unlike the stealership, they don’t need to make a dime over that.
If what they owe is just under the PP Bluebook value and you are getting all the goodies (options) with it as well, why not go this route?
These PP sellers aren’t “trading in” because they either don’t want to replace the vehicle or must get out of the loan and can’t get enough on a trade in to do so or for both reasons.
Work it, scaredy. It’s what you do best … remember??
