Rustico, here is my situation: We put an offer back on Jan 29. We signed the addendum on Jan 30 and we were told to close on March 3. We had everything ready before that day. The seller is Wellsfargo, it is an REO. They did not send out the contract until March 10. yes, the seller did file for extension. COntingency is 5 days after they signed the contract. Since March 10, we (me and my agent) are trying to figure out where the closing instruction is and since then, we are waiting to close. There is another problem. I got an 80-10-10 laon, which will soon discontinue because the lender does not want to have that service after April 1. If we cannot close before April 1, then i will not have enough money to buy. Is this my fault if by then I want to back out because I do not have a loan? How can I retrieve the money? Are you a lawyer? Can I get your service if it really cannot close on time and I need to back out? Thank you?