RG, thanks for more misleading information.
Was “just approved” 5 minutes ago OR was it “just” Wednesday.
I don’t think that anybody has that rate available today.
Of course they are out there, but rates don’t sit around waiting for people to act.
It depends on what you qualify for, based on credit score, equity and income.
There are fees and costs associated with getting the lowest rates.
RG, I don’t know what you mean by “just” but my guess is that you will have other fees/costs that you haven’t seen yet or are you also a bank employee ??