Refinancers,
Don’t forget to call you banks to see if you qualify for their version of a streamline finance.
I was always a doubter but verified last night that I could get a refinance to 4.75 with Wells with a new appraisal an a point. There may be other details or specifics to other instituions but it sounds good.
Well’s program is called time savers refi.I thnk the generic term is streamlined refi but HLS could clear that up. The point can be traded for a higher rate as I understand it. rates could also go down sweetening the deal despite teh point. My rate is only 5.62% on a low balance so I can afford to risk missing it.