Thanks for the concern, but yes we already have a living trust already set. Not as important as liability protection, but any additional knowledge I happen to stumble across that would allow squirreling away more from inheritance taxation beyond the limits of an A/B credit shelter trust would be icing on the cake. It’s been explained to me there are additional things that can be done with insurance policies and trusts, but they were quite complicated and I don’t remember the exact details.
