Thanks for the reference to the link. I am in touch with all the blogs on iTulip and others portending a bust in stock market, the dollar crisis taking down the world economy, etc. I didn’t recommend investing in emerging markets but in huge companies from developed countries.
The whole idea about not touching retirement funds was that historically, most of us are bad at timing the markets. Also timing the market is a very dangerous game. The whole idea of investing for retirement is that since you are looking at 30-35 years time frame, you can benefit from the historical statistic that an index fund (dollar averaging and compounding) over this time period will beat most of us, managing it ourselves. Over 30 years, whether you succeeded to sit out a recession or not, wouldn’t really matter.