Politics, politics, politics. This is an election year. Faced with real estate disaster, oil disaster, war disaster, employment, inflation if not recession, … What can be controlled? Oil prices, c’mon we still have friends over there. If oil prices are lowered, what is the effect on the economy? Less overall inflation, so, don’t need to increase interest rates, so, housing stabilizes for a bit, … Just flirting at the brink of collapse.