PMI for high balance loans is pretty much maxed out at 85% for CA. The super conforming or conforming limit appears to be a lock for going back up to 729k with the new stimulus bill so that may make FHA available to the OP.
Fannie/Freddie can’t make a loan over 80% LTV without MI and the MI companies don’t want much to do with CA right now.
Here is a graphical representation of what is going on as of October for Ventura. Note the 729k line should be returning as the new max:
