Please reread my post, then plese, a simple I was wrong would be suffice. I said to ME, it’s worth $100-$200 more. My question to you was, with 20% drop, it would still be $1k/month more. Is $1k/month worth it to you. My math proved my point.
I did say, for ME, I would take that $1k difference and put it toward my retirement. So please refrain from the personal attack. But if you do have to resort to that, please get the information correct first before attacking. It just make you look like a jacka$$ that can’t read.