Combined with the Fed’s blatantly overt efforts to completely debase our currency, it makes me wonder why my family bothers trying to practice fiscal prudence at all. We live in a modest house, nowhere near the max we can afford, and save 30% of our income for the future (college/retirement)….[/quote]
In the US of 2010, your behavior qualifies you as a full-fledged moron. I qualify too. What a country![/quote]
I’ve said this before and I’ll say it again… if you think you’re being a moron then stop being a moron and start living a more financially irresponsible life. I see a lot of folks here TALKING about how dumb they think they’re being (by being financially responsible) but to my knowledge I haven’t seen anyone actually CHANGE their behavior. Perhaps because it’s more than just dollars and cents involved? I’m financially responsible and have no intention of changing it regardless of what kind of shenanigans a huge swath of idiots decides to engage it. But if you (and others here) feel otherwise, then stop TALKING about it and DO it. No one’s stopping you.