paramount, stan pac is still 50-100k from the market. While my intended purchase is not in wolf I have looked there pretty closely. Asking price for 3200 sq 5/4 3 car non tandem is 299k, they’ll take 270k. stan pac still wants 305-330k for 2500 sq. Sorry, no deal, sub $100 a square or you get the middle finger from the repos a few hundred feet away. Laurel needs to be 220-270k, cottonwood the same and redwood from 300-400 because that is the market. In 7 days they lose the ability to assist with downpayments (new rules) and fico minimums are going up in declining regions for anyone below 20%. Consider them slapped in the face and 20k isn’t going to cut it. Wolf has 3k a year in mello roos, that’s 50k in pricing declines needed alone to compete with redhawk which is better positioned. Stay away from them right now, they are not included in my theory just yet.