Once again, I respectfully disagree with your analysis. There have been periods of time far worse than now when naysayers like you have come out and said the sky is falling. Let’s see, WW1, WW2, Vietnam, Black Monday, 9/11. If one takes a look at any 10 year period of time the probabilty of losing is next to 0. If on the other hand one elected to solely stay in a cash position you can guarantee the deteriation of your money due to inflation. Perhaps a more insightful hedge might be to take 250 K and rather than making investment over a month one might choose to take a positon of investing over a 3 year period. That could eliminate some of the noise of market timing. Hopefully we can agree to disagree
