ok, When gold is down, buy gold on eBay from reputable places like apmex. Or go directly to Ampex or Kitco’s website and put it on your credit card to get your cash back.
When gold price go up, take your gold coin to San Diego Bullion and sell it and get a check with no receipt.
Rinse and repeat.
I said eBay, because in addition to cash back, eBay sometimes runs the eBucks reward program, which they give you 8-10% rewards certificate for purchases you make up to $400 max per quarter per eBay account. That $400 you could use for anything on eBay. but eBay started restricting coin purchases from qualifying for their rewards program. You can still find them sometimes.
Or if you need to buy tires, buy it from Discount Tire’s eBay store front during the time ebay is running their 8-10% cash back reward program. Then you double dip both on your credit card cash back program and eBay’s reward program.
There’s no longer any advantage of buying tires from tirerack.con since they started collecting state sales tax and offering free shipping. Same as Costco, or Discount Tire’s eBay store front. The only advantage is the ebay eBucks reward program.
I buy tires every 3-6 months so it makes a big difference for me.