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Of the listing downtown i come accross, anyone who bought 2004 or later seems to be under water.
235 MARKET STREET #403, SD – Downtown, CA 92101** List Price: $399,900 – $399,900 Sales History Date Price 03/30/2004 $445,000 08/20/2001 $271,810
Bedrooms: 1 Full Baths: 1 Partial Baths: 0 Square Feet: 734 Lot Size: N/A Year Built: 2002 Listing Date: 01/17/07 On Market: 1 day Type: CONDO/TH Status: ACTIVE MLS #: 076004942
http://www.ziprealty.com/buy_a_home/logged_in/search/home_detail.jsp?listing_num=076004942&mls=mls_sandiego&cKey=rr27c25f&source=SANDICOR http://sdlookup.com/PropertyDetails/tabid/53/forumid/1/view/topics/pid/B257960E/Default.aspx