[quote=observer]The property is in the back counrty area of San Diego. I have tried Lemonade as well, and they said they won’t cover in that area. So far the only option is to have two policies, California Fair Plan bundled with a “wrap-around” policy, and it would cost ten times what we pay for our primary home![/quote]
Ok, but then that is not driven just by the “very high fire risk”, since other homes in San Diego “very high fire risk” areas do get coverage.
If the “very high fire risk” is the reason you’re hearing for them denying you coverage, then that’s presumably just one of many factors influencing their decision.
Try hippo.com. I know mine went up 30% this year. Good luck!
