Not using the F word so freely in public might help in many ways.
Does gen x mean you are about 30. I have thought Gen x meant you are the children of the oldest baby boomers. Weren’t you raised with all sorts of stuff from the dual income bb’s
I hope the latest new buyers will stop taking the 30 year low rate, and refinance forever bait. If you quit committing, than prices could stay down and you might have a little real money in the bank or other more liquid investments. But, that would take a lot of guts to do, with everyone signing up with little or no down payment.
I don’t blame you a bit for not wanting to buy the fat baby boomers house. Let them live in it and pay the maintenance.
I don’t see how any salary of the a younger person (25-30) pays for any real estate in SD.
But, I see more and more non english speaking people (illegal/legal?) buying them which puzzles me. I guess not reporting a lot of your income with that cozy deal helps. Our government is so nice to turn the other cheek on tax fraud of non citizens, but if we make a misstake on our tax return, penalties and fines are just the trick to keep us in line. ( a little off topic)