Not sure. I know he paid a point. I double checked – it’s through SDCCU. If I talk to him later, I’ll ask.
Another coworker with less wonderful credit is buying – he’s in the conforming jumbo, doing a 30 year. I think he said he’s getting 4.25 with a point. I guess this is another area where size of the loan, duration of the loan, and credit scores all factor big time. He’s going through a broker… so I have no idea what bank/institution.
