Yea smells like a dead cat alright, really don’t see speculators jumping in again (got to get about 15% to make a profit I figure), And I sure as heck don’t make enough (even if I had a six figure salary) to buy a decent house to live in (30 year fix 20% down). So I would say that this horse is good and dead and won’t be getting up again for awhile. But that’s just my opinion.